It may happen that your financial situation has taken an unexpected turn. Often such incidents are not isolated and are related to mismanagement of the financial situation.
It is imperative that you sound the alarm as soon as possible when things get increasingly tough financially. Fortunately, you don’t have to be alone. Together with a debt relief agency, you can get your financial situation back under control. However hopeless it may seem. In addition to your municipality, the following agencies also offer various forms of help:
Schuldenwijzer.nl
On the platform Schuldenwijzer you can find all current information about your debts in one overview. The platform provides insight into the Digital Seizure Register (DBR) where all seizures (made by bailiffs) on periodic income relationships (employment relationships, benefits, allowances and pensions) are registered.
The Legal Help Desk
The Legal Help Desk provides free legal advice, through the website you will be helped with information, tips and sample letters. We can also give you personal advice.
Nibud
Nibud is an independent foundation that informs and advises on household finances.
Zelfjeschuldenregelen.nl
The website zelfjeschuldenregelen.nl is there to help people with incipient financial problems work out a solution. With the fill-in tool, you can create a realistic repayment plan yourself.
113 Foundation
Thinking about suicide? The 113 Foundation is an independent and autonomous healthcare provider in the field of suicide prevention. The organization consists of psychologists and psychiatrists. Contact 113 Suicide Prevention 24/7 for free and anonymously via 0800-0113 or chat at 113.nl.
Cityring51
As a resident of Amersfoort and Leusden, you can turn to Stadsring51 for free and immediate debt assistance.
0800-8115
The phone number 0800-8115 can be reached nationwide free of charge and anonymously for people with money worries. Staff at 0800-8115 think along and put people with money worries in touch with local help.
Moneyfit
Looking for the best aid agency yourself? Go to www.geldfit.nl. Fill in your details and from there it will be determined which organization you should contact (with contact information). It differs per person and per situation which help and agency is appropriate.
Contact:
8.30 – 17.00
085 013 64 77
helpen@geldfit.nl
ONSbank
ONSbank offers young people a way out of debt. Together they work on your personal development and a lasting change in your life. It is mainly for young people between the ages of 18 and 27.
At ONSbank, you follow a (free) program lasting a total of 6 months. First, we settle the debts together. After that, you will meet artists, theater makers, musicians, photographers, and athletes in workshops. Each one is a unique, motivated, and super inspiring individual. They ensure that you get to know yourself better.
Contact:
You can WhatsApp via the website or sign up using a form: https://www.onsbank.nl/.
Address details: ONSbank, Oudemanhuispoort 4-6 – room OMHP E1.01A, 1012 CN Amsterdam
Registering debt assistance with your municipality
Applying for debt relief has a waiting period of about 4 weeks. Within that time, your municipality must schedule an initial interview with you. In the event of a threatening situation, you can often be seen sooner.
An imminent situation occurs when:
- You are being evicted from your home
- your gas, water or electricity is cut off
- your health insurance is terminated
You can find more information about debt assistance at the Legal Aid Office or at your own municipality.
